Japan is seeking to start its operations in India though China had been its favourable destination for decades. But, now as labour cost has gone up in China, Japan is looking for a new destination and it is eyeing India. It considers India to be a valued market and India is now the most preferred destination for auto investors from Japan.

Japanese companies have started to understand the eco-system in India and despite all infrastructural challenges they are willing to make investments in India. Auto SMEs of Japan are taking immense interest to set up factories in India. Entrepreneurs from Japan are looking for plug-in factories on rent basis so as to establish their presence here. Many suppliers of Toyota are also planning to start operations in India. ‘Japan External Trade Organization’, (JETRO), is open to work with Government and agencies to start operations in India.

The establishment of Japanese auto component factories in India shall pave the way for the development of more auto part factories from other countries in India. Tamil Nadu Small Industries Development Corporation (SIDCO) has invited Japanese SMEs and also offered an area in Tamil Nadu for establishing Japanese plug-in units. JETRO is also working to find ready-to-use facilities for Japanese SMEs.

‘Tech Transfer 2012′ shall be organized in collaboration with IKP Knowledge Park (IKP) in cities like Hyderabad and Ahmedabad. The counseling for technology transfer will start on February 9th, 2012 along with BioAsia event. Ahmedabad will host the event on February 22nd, 2012 with support drawn from Gujarat State Biotechnology Mission (GSBTM).

This is an excellent opportunity and a prospective platform for SMEs where they can learn about relevant technologies directly from industry experts. The technologies are aggregated from across the globe so as to give Indian MSMEs a clear picture of what is possible. ‘Tech Transfer 2012′ is going to be the right opportunity to fulfill technology related requirements of Indian life-science MSMEs.

The fund size of ‘Pragati India Fund’ is $75-100 million. IFC has proposed an equity investment that is equivalent to 20% of the Fund’s total committed capital. The support that IFC is extending shall help Pragati form partnerships with existing businesses, entrepreneurs and managers who have demonstrated exceptional ability.

‘Pragati India Fund’ has its head office in Mauritius and is deemed to operate through subsidiaries in the Republic of Mauritius. In India it operates through its investment advisor based in Delhi.

It is true that lending loans to SMEs has recently gone up but then SMEs are still faced by many challenges. India’s Axis Bank recently recorded growth in retail loans. The net profit of the bank has seen 24% rise in third quarter. For October-December period, profit climbed INR11.02 billion from INR8.91 billion in a year. Likewise, peer HDFC bank too reported 31% rise in profit to INR14.30 billion. In the ‘SME Leaders Conclave’ small business owners are being informed about banks and private lenders that are financing businesses.

Indian SMEs can expect to see growth in recent times keeping the current lending scenario into consideration. Banks as well as private institutions and credit unions are offering loans to businesses to help them meet their expectations. As the loan number keeps growing, more and more businesses are getting access to the line of credit they ask to financial institutions. ‘SME Leaders Conclave’ is where people are informed about loans available to business enterprises.

An effective and efficient internal audit is required to be conducted. An audit exercise can help SMEs gain strong internal controls and hence the risk of fraud gets diminished. Right from raising funds and exercising regulatory compliance, integrity in supply chain as well as proper control over business continuity and expenditure can be arrived at.

Governance framework is crucial as it involves practices like effective risk and crisis management. Good safety policies are also crucial in this very context. A voluntary government framework that is smartly crafted and focused to the SME cause is recommended. For SMEs involved in overseas and export business, it is compulsory to opt for creditworthy tools that can protect business overseas and facilitate its growth.

SMEs comprise of 90 percent enterprises in most economies. They are being credited for successfully generating highest rate of employment growth. SMEs account for major share of industrial production and exports. Small scale businesses also face technological challenges and they have to overcome them so as to conduct business. Though ecommerce has become the best way to conduct business but then they lack the capacity to advertise and market their products. The other limitations faced are limited internal IT expertise and lack of managerial knowledge.

Management of risk thus becomes utterly important for SMEs. By doing so, they can successfully generate growth and employment. Other limitations like financial trouble can be successfully nullified with proper risk management.

Federation of Indian Micro, Small and Medium Enterprises (FISME), an apex body of the sector, stated that mandatory sourcing would not really make much of a difference. There is deep concern among Indian MSEs as they do not completely believe in assurance from the government’s end. SMEs are not sure whether the 30 percent local outsourcing would last for long as problems will spur when the WTO norms will be brought into application.

Micro, Small and Medium Enterprises (MSME) Ministry has confirmed that a ready-made market for the small business sector will emerge once foreign retailers directly start procuring raw materials from small-scale companies of India. The decision is being appreciated by Federation of Indian Export Organizations (FIEO). It is believed that the step would bring more FDI to India.

Twenty Uttarakhand companies have become WHO-GMP-certified and this cluster will become India’s major pharmaceutical export hub. The Dehradun pharma cluster is leading in India and it comprises of 12 large enterprises and 182 SMEs with overall investment of Rs 1,100 crore and turnover of Rs 2,500 crore. The firms have recorded export of Pharma products worth Rs 250 crore and employ 8,000 persons.

The Uttarakhand experience has been learning experience for all pharma companies operating in India. The skill set of technical staff has been upgraded and awareness has been created on aspects like quality, energy, ICT and safety. The guidelines offered by GMP provide details about raw materials, finished goods and end-users. The norms cover all facets of production that include men, material, machines, management methods, documentation and data management.

There has also been an energy saving drive and this measure has been fruitful consequence for the Pharma industry. Walk-in audits were conducted in 19 enterprises and it has been completed within two months and a detailed report of each enterprise has been furnished. Impact of energy saving exercises yielded results in terms of reduced electricity bills.

Now, what the Pharma industry is looking forward to get loan grants so that they can further expand their operations. Banks, non-profit and private lenders have come forward to help such SMEs find loan grants so that they can establish themselves as successful export giants.

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The Federation of Indian Micro and Small and Medium Enterprises (FISME) report suggests that there is ready potential in markets like tea, coffee, leather, marine, chemicals and dyes. The opportunities are not spread in all sectors but lie in specific product categories. Indian SMEs need to focus on these categories. Some other broad areas are tourism, information and communication technology, agriculture, construction, infrastructure, financial services, general manufacturing, mining, health sectors and education.

Indian SMEs especially have wide scope in countries like Sri Lanka, in specific sectors like IT, rubber, gems and jewelry, textiles and tourism. India did extremely well with ASEAN countries. India-ASEAN trade increased from $41.20 billion in 2009 to $48.70 billion in 2010. Major part of trade promotion is contributed by SMEs.

Bilateral business between Singapore and India expanded to 30 billion dollars. This happened due to easing of taxes under the ‘Comprehensive Economic Cooperation Agreement’. The Indian commerce and trade observers guarantee that Singapore can be a good springboard for the SME companies. The number of Indian SMEs is expected to increase 6,000 in next two to three years. Indian companies can exploit opportunities through joint ventures, technical tie-ups and collaboration.

The key focus of business finance courses is to teach the art of managing money for both corporate and personal needs. The main objective is the identification of training needs which includes economic, political, legal, financial, and cross-cultural issues.
The other activities to make the business finance course successful for SMEs are:

• To use effective training strategies and methodology to target different industries;
• To promote and support entrepreneurship proposes government and non-government training program;
• To organize conference, workshops, and seminars for evolving effective training;
• To design training programs for existing entrepreneur;
• To manage programs for imparting knowledge in import and export business.

These above activities help in different ways like improving entrepreneurial skills of small and medium enterprises, SMEs. It facilitates new business people for setting-up a business and also to existing one to use modern opportunities, strategies, and latest technical methodologies for effective and competitive growth and profit.

The other advantage organizing seminars and workshop is awareness about the development in SMEs industry. It gives a forum to meet experts and share problems related to business and their solutions. One of the problems could be how to launch and manage a business projects successfully? Interaction with experts also educates entrepreneurs about the importance of entrepreneurship in academic curriculum.

Apart from the core activities some functions related to the finance course are equally relevant such as:

• Upgrade knowledge in the respective action to start-up a new business and manage its day-to-day activities;
• Understand the national and international markets;
• Market development and assistance to conduct surveys and reports;
• Channelize finance to understand the methods to get a hold on finance;

In India SME Training institute of India (a government institute) took the initiative for small and medium entrepreneurs to create opportunities and give motivation for self employment. Moreover, these finance training courses help people to set them for a number of carrier paths in corporate finance.